What we offer

Services built around your business

Whether you're a freelancer tracking invoices or a contractor managing job costs, we have a service package that fits how you work. Based in Cambridge, Ontario — serving the Waterloo Region and Greater Toronto Area.

01

Bookkeeping

Accurate, up-to-date records so you always know where your business stands. We handle transaction categorization, monthly reconciliations, and clean ledger maintenance — every month, without fail.

  • Monthly bank and credit card reconciliations
  • Transaction categorization and coding
  • Accounts payable and receivable tracking
  • Year-end preparation and accountant-ready files
02

Daily Accounting

Day-to-day financial management handled with care. We keep your accounts current so you can focus on running your business, not chasing numbers at month-end.

  • Daily transaction entry and review
  • Cash flow monitoring and reporting
  • Invoice creation and payment tracking
  • Expense management and receipt organization
03

Contractor & Subcontractor Accounts

Specialized bookkeeping built for the way contractors and subcontractors work — project-based, variable income, and complex expenses. We bring clarity to the numbers so you can bid confidently and get paid on time.

  • Job costing and project-level tracking
  • Subcontractor payment records and T4A preparation
  • HST tracking and remittance support
  • Equipment and material expense categorization
04

Payroll Support

Timely, accurate payroll processing for your team. We handle the calculations, remittances, and records so your people are paid right — every time.

  • Payroll calculations and direct deposit setup
  • CRA remittances and source deductions
  • T4 and ROE preparation
  • New hire and termination processing
05

Collections

Chasing overdue invoices takes time and energy away from running your business. We manage the collections process professionally and persistently — helping you recover outstanding balances while preserving client relationships wherever possible.

  • Overdue invoice tracking and follow-up
  • Professional written and phone outreach to clients
  • Aging receivables reporting
  • Escalation support and documentation for further action
06

Financial Reporting

Clear, readable financial reports that give you a true picture of your business — no jargon, no confusion. Monthly summaries, income statements, and balance sheets delivered on schedule.

  • Monthly income statements and balance sheets
  • Cash flow statements
  • Custom reports tailored to your business
  • Year-over-year comparison summaries

Pricing

Simple, transparent pricing

All packages are customizable. Final pricing is confirmed after your books health check.

Starter

For freelancers and sole proprietors

Starting at $150/mo

  • Monthly bookkeeping
  • Bank reconciliation
  • Basic financial report
  • Year-end file preparation
Get started

Professional

For growing small businesses

Starting at $450/mo

  • Everything in Starter
  • Daily accounting support
  • Accounts payable & receivable
  • Monthly income statement & balance sheet
  • HST tracking and remittance support
Get started
Most popular

Professional Plus

For established businesses needing more

Starting at $650/mo

  • Everything in Professional
  • WSIB reporting
  • Cash flow forecasting
  • Priority response & support
  • Custom reporting
  • Payroll services
Get started

Add-ons & extras

The following services are available at an additional cost and are not included in any package:

  • CRA correspondence & representation
  • Personal or corporate tax filing
  • Inventory tracking & management

Books cleanup

Got a backlog of messy or disorganized books? We'll get them sorted. Cleanup work is billed separately at $50–$60/hour depending on the complexity of the records.

$50–$60/hour

Year-end & tax filing

Send us everything at year-end and we'll take it from there. This service is billed hourly — no package required. Sole proprietor tax filing is a flat $80 on top of the hourly rate.

Hourly rate$50/hour
Sole proprietor tax filingFlat fee added on top of hourly rate
$80

Not sure which package fits?

Book a books health check and we'll walk through your business together to find the right fit. On promo for $99 + HST (regular $150 + HST).

Refined & Aligned Ledger

Bookkeeping and daily accounting services for small businesses, freelancers, contractors, and subcontractors in Cambridge, Ontario.

Location

Cambridge, Ontario

Serving the Waterloo Region

& Greater Toronto Area

© 2026 Refined & Aligned Ledger. All rights reserved.

Fully insured

Your books, balanced and on time.